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			<title>Pay debts or save for retirement?</title>
			<link>http://payoffcreditdebt.com/index.php?a=Pay_debt_or_save</link>
			<description><![CDATA[Nowadays, the doubt that many persons have is what to do with some monthly extra income. Fist of all, if you have pending loans and/or don't have at least 3 months of income in your savings account never spent any extra money in banalities. Your doubt should be only one: save the money for retirement or pay off all or part of your credit debts?...]]></description>
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			<title>Home Equity Loans</title>
			<link>http://payoffcreditdebt.com/index.php?a=HomeEquityLoans</link>
			<description><![CDATA[Home equity loans allow a homeowner to borrow money giving as guarantee his house (if full paid) or a fraction of the house usually the value already paid from the first house mortgage(i.e. the value of the house that is effectively owned by the owner). Persons that want to borrow a relatively large amount of money and don't have a good credit usually chose this loan option. A home equity loan is a type of second mortgage....]]></description>
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			<title>5 advices for those wishing to consolidate loans</title>
			<link>http://payoffcreditdebt.com/index.php?a=5_advices_to_consolidate_loans</link>
			<description><![CDATA[Calculate all your loan payments and ensure that these total does not exceed 35% of your monthly income. Make sure that you have available on your savings account the equivalent to five or six times the monthly household income, to help you cope with unexpected expenses in your household as a health problem....]]></description>
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			<title>Credit Card Debt Consolidation</title>
			<link>http://payoffcreditdebt.com/index.php?a=CreditCardDebtConsolidation</link>
			<description><![CDATA[More practical and safer, credit cards have a guaranteed space in people's lives. Faced with so much comfort and easiness to obtain them, are increasingly common the cases of individuals who accumulate multiple cards. Without knowing how manage them properly, they end up losing control of their spending, and often, accumulating debts. When this happens, comes the question: is it worth to consolidate the debts of the various cards?...]]></description>
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